We help many kinds of people achieve their property ambitions – from first time buyers to property portfolio owners…..
Chris D, Great Missenden, Bucks (Company Director, IT support company, and professional landlord) – re-mortgaging an investment propertyI consider Des an essential partner to my ambitions for building a property portfolio. My situation is complex, I am both the Director of a limited company and own an existing property with an outstanding mortgage. After consulting numerous mortgage brokers, all of whom said it wouldn’t be possible to purchase another property, Des was able to find a way. Cheesy comments aside, if property is your chosen investment then Des can help turn the impossible into a reality.
Shelley C, Sussex (Professional cook) – First Time BuyerWe would like to say a massive thank you to Des for helping us get onto the property ladder! Being first time buyers back from abroad we thought we didn’t stand a chance of being offered a mortgage but Des made the process easy to understand and simple to submit and now we are sitting in our first house together looking forward to the future and our cost of living is now cheaper than renting!! Thanks again Des for all your help and we will be sure to recommend you! Ian S, London, SE1 (Company Director, Marketing and visual arts company) – raising short term funds. 1st Call 4 Mortgages arranged a bridging loan to meet short term funding needs. The process was far from straight forward, but Des Tourick’s knowledge and patience removed much of the anxiety from the experience. I would not hesitate to recommend Des’ services, as I am confident he will continue to deliver well above the call of duty. Charles J, London, SW4 (Solicitor, major international bank) – re-mortgaging their existing home In what ended up being a long and drawn out mortgage application, Paul was immensely helpful and I couldn’t have done it without him. Due to the change in applications for interest-only mortgage, there appeared a mine-field of information that needed to be provided. Paul was constantly on top on of all this and guided me through the process. I would have had no chance of sorting this without him and would not think of using anyone other than him in the future. Hanna and Peter W, Reading, Berkshire (telecoms and marketing managers) – buying their next home. Des helped make organising a mortgage really easy, simple , and stress free saving us lots of time as he did all of the research for us. Unfortunately our first choice house went to another buyer so we had many adjustments and reviews to tweak the mortgage product suited to our needs and the property we eventually purchased. Des never complained about doing the regular tweaks and reviews maintaining a ‘can do’ attitude, exactly what we needed. Des was a great help and we have already referred him to friends of ours for when they are ready to start the property search. Tim P, Reading, Berkshire (own Limited Company director) – re-mortgaging their existing home 1st Call 4 Mortgages was found by accident and of the two providers I contacted, 1st Call 4 Mortgages was the first to return my call, and I’m so glad it turned out that way. The service provided exceeded my expectation on many fronts from the sound and clear advice to the aftercare and reassurance that not all was lost even when the larger providers were not interested in a ‘one man band’ company. Des was great from the outset and set my mind at ease since going through emotional turmoil in a relationship breakdown the last thing you need is for there to be more complications. 1st Call 4 Mortgages made the process as seamless as it could have been and although it was a rocky road Des and 1st Call 4 Mortgages helped me achieve my goal which was to secure a lender thereby securing the property I was living in. Des and 1st Call 4 Mortgages were always on hand available it seemed 24/7 as the turnaround on any of my questions and queries were dealt with very efficiently. I would recommend 1st Call 4 Mortgages unequivocally and will definitely be using them in the future to secure an even better mortgage deal. Leonid K, London, SW17 (Musician and teacher)- a first time property investor Des is an exceptional mortgage broker. He helps people to find the best possible deals even if it takes quite a lot of his time. Helping people in situations where other brokers would refuse to help. Very experienced, trustworthy, efficient, patient. I am very happy that I have asked Des to find me a mortgage. If you are looking for a broker you can trust, definitely, give Des a call. Mark and Dawn B, Bracknell, Berkshire (European sales director and self employed business lady) – re-mortgaging their existing home “We would like give a huge thank you to Des for his constant (and without doubt, very time consuming) determination in obtaining a re-mortgage for us. In spite of the number of different issues that our present financial circumstances presented us with – (and it did for a while seem like it was ‘one thing after another’) we got there. Throughout the process Des always remained positive that we would ‘get there in the end’ and he was right – we did! Des, you are a true professional, determined to never let the little ‘set backs’ get in your way and finish the job you started. We would be more than happy to recommend you to anyone we know looking for a mortgage or re-mortgage and also for the insurance for the mortgage protection which was sorted quickly and efficiently. Thanks so much for all your effort. Dawn & Mark” Louise B, London, W1 (HR manager)- buying for the 2nd time I was apprehensive using a person I did not know, but Des at 1st Call 4 Mortgages put me at my ease, and ‘held my hand’ during the whole process, and got me a fantastic mortgage deal I would never have found myself. I cannot thank him enough for helping me achieve my target. I recommend him 100% to anyone who is thinking about a mortgage or insurances. David W, Thame, Oxfordshire (IT consultant)- a first time buyer Being a first time buyer, not only was I unfamiliar with the process involved in buying a property, but I also felt unsure of which mortgage product would be best for me. When I spoke to 1st Call for Mortgages, they gave me an early indication of what would best suit me, and then guided me through the process making the grey areas clear, and taking a lot of the pain out of the application process. I hope to use 1st Call for Mortgages again in the future and would recommend them to a friend – certainly a first time buyer – who could really take advantage of their guidance, as I did. Sharon H – Watford, Hertfordshire (Solicitor) – a first time property investor “1st Call 4 Mortgages are professional, highly proficient and experienced mortgage advisors. They showed total commitment and responded to all calls and emails without delay. They were able to negotiate a mortgage at an much lower rate than any other mortgage advisor had advised was their “best offer”. Will definitely use them again!” Daniel H – London, SW19 (Television programme editor)- a first time buyer “I can recommend 1st Call 4 Mortgages with absolutely no qualms. Des was extremely helpful in dealing with not only my needs but due to the rapid timetable in which I wanted move into the property, he was prompt and always kept me fully informed of where I was regarding the whole process. The solicitors he recommended also dealt with all the legal aspects very quickly and again were extremely helpful. The sting was taken out of what can apparently be a very stressful period.” Andrew and Annie C – Chichester, West Sussex (Property developer and interior designer) – re-mortgaging their existing home. “We recently completed our re-mortgage with 1st Call 4 Mortgages on our family home with satisfaction. Initially we looked at a number of brokers plus my bank with whom I have a long and good track record. We knew our situation was complex especially in these difficult financial times with “goal posts” moving at a speed and with bureaucracy on the up. We soon decided to use Des of 1st Call 4 Mortgages as our broker. He showed the tenacity, persistency and clear thoughts about how to reach our objective along with thinking outside the box. Having the main principal working on ones behalf, and that he knew the full circumstances, gave us confidence especially when matters looked difficult. Together we reached our goal. It’s a 2 year arrangement so we will be looking at a similar situation within 24 months and no doubt Des will be investigating what’s best suitable for us in advance.” Jonathan S – Radlett, Hertfordshire (IT Consultant) – re-mortgaging his existing home “I used Des to obtain a mortgage for me. He did this quickly and efficiently. As a true professional, Des asked all the right questions and from there he found the best mortgage for us and delivered the product in a timely fashion. I would happily recommend Des to anyone seeking a mortgage who wants a good deal arranged in a highly professional manner.” Darren H – London, E9 (Fashion designer)- a long term client “I have known Des for over 20 years now and in the time he has never failed to get me a great deal whether it be for a mortgage, life assurance, critical illness, mortgage protection etc. He has always been helpful and courteous and, quite frankly, head and shoulders above any other financial advisor I have had contact with. I would not hesitate in recommending his services to anyone seeking good, proficient financial advice” Eyal R – Wembley, Middx (Social worker) – first time buyer of a Shared Ownership property “In the complex and extremely competitive markets of mortgages and insurance, I found that 1st Call 4 Mortgages an exception in the rule. The advice was second to none; their support totally took away the pressures of finding and getting a mortgage; and their commitment at finding the right mortgage for me was impressive. 1st Call 4 Mortgages supported me throughout the whole mortgage process. From the onset, 1st Call 4 Mortgages took time to explain the market and advise me about the different mortgages on the market. After my application to my mortgage lender, 1st Call 4 Mortgages were still there to advise and support. Their approach to offer support after my mortgage acceptance is truly exemplary. My wife and I feel that 1st Call 4 Mortgages took almost all of the burdens and pressures of such a complicated business from us. I can honestly say that discovering a company such as 1st Call 4 Mortgages in such a cut and thrust business was is a real find. Well done.” Jan K – London, SW17 (Company director) – re-mortgaging her existing home “I would like to thank 1st Call 4 Mortgages for your massive effort in obtaining a re-mortgage for me in spite of the difficulties that my history presented, and lets face it, there were many ! You are a true professional, un-phased by set back and determined to succeed. I’m sure I could not have received such help and advice from anywhere else. I’ve been recommending you to everyone I know. Thanks once again.” Nishma H – Harrow, Middlesex (Local Government Officer) – first time buyer “I have found 1st Call 4 Mortgages to be very prompt and helpful. From the start they have kept me informed of their services, costs and also offered to go the extra mile for anything I need.” Madeleine P – Twickenham, Middlesex (Management Consultant)- re-mortgaging her existing home “Whatever happens we would certainly use you in the future. Jemil B – London, SW17 (IT manager)- first time buyer “As first time buyers, my wife and I are utter novices. From the very beginning, 1stcall4mortgages put our minds at rest with the answers to the plethora of questions we bombarded Des Tourick with. The advice given was sound and the options we could take were fully explained so we could make decisive decisions, confident it was the right way forward. Des worked tirelessly to find the mortgages that fit our criteria and we are very comfortable with the mortgage we chose. Communications have been great, we’ve been informed every step of the way and reassured of the rest of the process. We have and will continue to recommend 1stcall4mortgages to anyone and will be back when the time comes! “ Derek and Teresa J – Milton Keynes, Buckinghamshire (Professional landlords) – long term clients “We have known Des for over 20 years. During this time he has been our principal advisor in matters of mortgages, insurance, life cover, etc. Although our requirements in this respect have been varied, and on occasion complicated, he has always found an acceptable solution. We now consider Des as much a friend as our financial adviser.” Joy P – Ashford, Kent (Pharmacist) – – First Time Buyer