What are you waiting for?
Our expert advisers will be able to get to grips with your personal situation, and work through the types of insurance that are applicable specifically to you, and the amount of cover you may need.
Alternatively, if you want to check our our self assessment tool to see the kind of insurance policies and cover amounts that may be applicable, click HERE
Get StartedWant to chat it all through?
To get one of our experienced life and income protection insurance experts to get to grips of what you need to cover, drop us a quick enquiry and we will get straight back to you.
It wont happen to me.....
In 2023, only 35% of the UK population had a life insurance policy in place. If you have a mortgage and you don’t have a life insurance or income protection policy, you could be at risk of losing your home in the event that something happens to you.
For example, if you die during the mortgage term, the debt would pass to your remaining family – meaning that their home is at risk if they cannot keep up the repayments once your income is lost. Or if you are unable work due to an injury or illness, and are on reduced income, your budget would be stretched potentially leading to difficulty paying the mortgage and running costs.
All these are reasons that you need to protect your life and your income. Don’t just think it wont happen to you. No one wants life insurance until they need it and dont have it..
Why choose us?
We are a team of independent insurance advisers, with access to a huge array of insurers and products. Whether it is a simple life policy you need, all the way up to Private Medical Insurance or Family Income Benefit – Our team are standing by to guide and help you through.
Our Specialists
We have advisers for all different scenarios – Whether you are a sports-person looking for cover, a company director looking to protect yourself and your employees, or someone looking to use a life insurance policy to look after your loved ones by leaving a sum of money to deal with those after-death expenses – We have an adviser for you.
Speed is of the essence
Our entire business is geared around getting the cover you need as quickly as you need it. With over 70 advisers in our firm, you can be sure of a quick turn around to make sure you are covered as quickly as you can be.
We look after you. Always
We don’t just sell you a policy – Our advisers regularly check in to make sure that your personal circumstances still align to your insurance needs. Maybe you are planning a family, or buying a new home – our advisers will keep in touch to make sure that we protect you the best way we can.
How we can help
Head over to our quick appraisal system, that will get you not only an insight into the amount of insurance you may need, but also an instant cost estimate for you to consider. You can access the appraisal system HERE
From the initial enquiry, we will get to the detail of your personal situation, and tailor make your protection package for you. We will suit the package to your requirements and your budget.
Once you are happy with your proposed cover, we do the rest until your policy is live and you are covered. We will make sure you are kept up to date all the way through the application until you are covered.
No matter what your health situation, we can even help with policies that can provide a level of cover even when normal insurers are unable to help.
We have a comprehensive list of products that require no medical underwriting that can cover your income and life available.
Our strength is knowing what each different insurer’s rule are on every possible level – We know some lenders are more lenient on pricing when it comes to BMI and Smoking Status and have the tools to get you the most appropriate cover at a rate that suits your budget.
Lets get started!
Get In Touch NOWGet in touch
Our advisers are standing by for whatever you need – From a simple review of your existing cover, to starting from scratch. Get in touch to get started.
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enquiries@1stcall4mortgages.co.uk
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08000842285
Want to chat it all through?
To get one of our experienced life and income protection insurance experts to get to grips of what you need to cover, drop us a quick enquiry and we will get straight back to you.
enquiries@1stcall4mortgages.co.uk
0800 0842285
