Local Mortgage Advice in Lincolnshire
Lincolnshire is not only beautiful but a very interesting county and serves the needs of many different people working in many different industries. It is the second largest county in England by area.
The county is largely agricultural but also hosts Lincoln which is a cathedral city and the county town of Lincolnshire in the East Midlands of England.
There are a number of other large towns in the county including Grantham, Grimsby, Scunthorpe, Spalding, Boston, Sleaford, Stamford, Bourne & Market Deeping with a healthy population, as well as many small villages.
The people of Lincoln have diverse needs when it comes to mortgages and property ownership. Firstly, there is a big need for mortgages on residential property in the city. There is demand from first time buyers and home movers who need a mortgage on their new home. Additionally, there are many people who actually prefer not to move home and remortgage for capital raising purposes to extend or improve their current property. This can save on moving costs especially if the property is ideal.
The City of Lincoln is not just a cathedral city but home to is the home of one of the country’s finest Universities. This has attracted many people to buy properties for rental purposes in the city, especially HMO’s (Home of Multiple Occupancy) which are used to provide affordable accommodation for students. If you are looking for a buy to let mortgage on a standard property or HMO then we can help. We can help portfolio landlords who need to balance their current portfolio as well as add property in their personal names or even assist in limited company purchase.
Lincoln Cathedral
Lincolnshire is also the home of several RAF bases who’s serving personnel often need mortgage advice, especially if service accommodation is not too appealing. In Lincolnshire there is RAF Coningsby, RAF Scampton, RAF Waddington & RAF Cranwell which are all operational. Currently the “Forces Help to Buy” scheme helps servicemen and women borrow up to 50% of their annual salary to help them get on the property ladder. It is a way of increasing home ownership within the services.
As the population of the county gets older there is a growing need for mortgages for the over 55’s. This can be normal residential mortgages or even on an equity release basis.
If you are looking for a Mortgage Adviser in Lincolnshire, then look no further! My name is Chris Hall and I am a “whole of market” mortgage adviser covering the Lincolnshire area. This means that I can search the whole of the marketplace to get you a mortgage whether it be for residential purposes, buy to let or even commercial mortgage purposes. This enables me to find you the mortgage most suitable for your needs as well as get you the most competitive rates. Although I am a mortgage adviser we are sometimes professionally referred to as Mortgage Brokers or even Independent Mortgage Advisers and I can help in all areas of mortgage advice as well as adverse and bad credit mortgages in Lincolnshire.
As well as the Lincolnshire area, I cover all of the East Midlands region for 1st Call 4 Mortgages (UK) Ltd. This is Nottinghamshire, Derbyshire, Leicestershire, Northamptonshire and Rutland.
Call Chris on
0115 714 1988 / 07504 262 317
Or send me an email
I have a personal website at https://www.mortgageguardian.co.uk
