Insuring an income is always there

How would you pay your mortgage if you were unable to work due to an accident, sickness or unemployment?

An accident, sickness, disability or unemployment can happen to anyone at any time. When it does, and you have the foresight to have protected yourself,  a Mortgage Payment Protection Insurance (MPPI) policy provides you with peace of mind that should the worst happen, you will be able to continue to meet your mortgage repayments.

In these uncertain financial times, an MPPI policy protects your most important asset; your home, and can help you maintain your existing lifestyle and continue looking after your family and the people you care about if you find yourself facing unemployment, sickness or an accident.

Also known as an Accident, Sickness and Unemployment (ASU) plan, it is possible to split the protection into either an Accident and Sickness only, or Unemployment Only basis, or all three elements. It is also possible to add a small percentage above your mortgage payments to protect other costs of home ownership, to a maximum of 33% above your mortgage payments.

It pays a monthly tax-free benefit, based on your mortgage payments, for either 12 or 24 months. We will help you decide which is the most appropriate arrangement for your needs, and chose from a range of insurers the most suitable policy for you.

No one but you can decide to protect your mortgage payments, but once you have done so, you can rest assured that if accident, sickness or unemployment does strike you down, there is a regular payment coming your way whilst you get yourself back on your feet.

Simpy contact us to discuss your requirements to get the ball rolling.




Payment protection insurance is optional.  There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income.  For impartial information about insurance, please visit the website at