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Mortgage and Protection Adviser

SPECIALIST IN

nick@1stcall4mortgages.co.uk

MY PASSION is assisting first time buyers, home movers and those seeking a better deal. I get immense satisfaction from building relationships from the initial ‘I don’t know you’ to trusting me to source the right deal – often evolving into friendships.

I have good market knowledge and a keen eye for figures. By listening to clients, I gain a comprehensive understanding of their unique requirements and financial circumstances – enabling me to provide transparent and honest advice.

I provide a ‘one stop shop service’, guiding client from initial enquiry to successful mortgage completion. I act as the mediator between the lender, conveyancer and estate agent, streamlining the process and minimizing stress for my clients.I advise on all aspects of the mortgage process; this includes assisting clients in becoming ‘mortgage-ready’ and emphasizing the importance of safeguarding their homes and income in case they are unable to work – in a clear and easily digestible manner.

Recognising each client is unique, I deliver a personalised service. Every piece of advice I offer is rooted in the best interests of my clients, making them feel like their mortgage is my sole focus. I explore all avenues to ensure I secure the best deals available.

  • First time buyer mortgages
  • Home mover mortgages
  • Mortgages tailored for NHS and keyworkers
  • Self-employed individuals with complex incomes
  • Poor credit mortgages
  • Buy-to-let mortgages
  • Remortgaging (getting clients on to a cheaper rate)

My services help clients across the UK and I am available to assist them beyond ‘normal’ working hours via phone and zoom call.

In contrast to banks and many other mortgage advisers who have limited access to a handful of providers, I operate as a whole-of-market adviser. This means I have access to all UK lenders and ‘hard to find’ exclusive deals – ultimately saving my customers both time and money!

About me
Before becoming a mortgage and protection adviser, I have spent many years running my own gift business, and as a DJ, I have worked in some weird and wonderful places both in the UK and abroad.

I live in a lovely small village just outside Lincoln and enjoy the gym, telling dad jokes and everything music… I love spending time with friends and family and have been ‘best man’ 5 times – not for the same guy!

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