HOME INFORMATION PACKS

No-one should be expected to make the biggest purchase decision of their life without having accurate and comprehensive information from the outset.
A home information pack (HIP) provides key selling information about a house, up front and in a standard format, enabling buyers to make an informed decision before they put in an offer to buy a property.

The information buyers really need is now available before an offer to buy a property has been made, ensuring sales are likely to proceed, and avoiding potential bad news from a survey which could show additional work may be required to the property.

Now, anyone selling a house in England or Wales will have to provide a HIP before they can put their house on the market.

Current government guidelines indicate that a HIP should contain:

• Sales statement
• Index
• Energy Performance Certificate (EPC)
• Evidence of title
• Legal searches
• Warranties and guarantees
• Planning consents

Sellers will be able to include relevant additional information, for example the Home Use and Home Contents forms.

For leasehold properties there will additionally be included

• Copy of the lease
• Recent service charge accounts and receipts
• Buildings insurance policy details
• Landlord/management company regulations

1st Call 4 Mortgages have researched the market thoroughly to ensure that our client's get a highly competitive deal via our HIP providers.

Our providers offer different but equally effective solutions to providing HIPs to our clients with competitive pricing structures and market-leading service levels.

Call us on 0845 838 6938 to discuss your Home Information pack requirements.

Home Information Packs are not regulated by The Financial Services Authority.