Hi there,
This is my very first blog, ever.
As I like to be at the forefront of technology, and I like to have an 'open access' availability for my business contacts, it's time to join the world of Web-logging, popularly known as Blogging. In reality, I've probably waited too long, but now is the time to bite the bullet and move on with one of those things I've been meaning to do for quite some time.
I'll be using this blog to keep anyone who's interested in the world I live in, which is that of an Independent Mortgage Broker. Using my 27 years of experience is something I'm very proud of, as well as counting many clients, both old and new, amongst my friends. My greatest thrill is to see someone's dreams come to reality, and my occupation gives me that possibility on a regular basis.
I'll be posting things such as my latest deals (with complete anonymity of my clients, i. e no names mentioned) as well as news of what's happening in the mortgage lending world. Although the principles are the same (i.e. a mortgage is a mortgage is a mortgage), the speed at which matters move is sometimes incredible. For example, many lenders nowadays are removing their products with little more than 12 hours notice, which can be incredibly frustrating when I have a client interested in a product, only for it to be whipped away without adequate notice. Just today, I received an email from Cheltenham & Gloucester (at 1.45pm on a Friday) to say their latest range is being removed at 5pm on Saturday, and is being replaced by a yet-to-be-announced new product range on Monday (which could be higher or lower rates and/or fees, better or worse, who's to tell today!). This leaves me with under 4 hours to tell any client who I may have been recommending the C&G product range to, to arrange a Decision in Principal and sort out a Full Application. As I said, incredibly fast moving, and nearly always frustrating all round.
I think that's enough for a first post. Come back soon, and see what other 'pearls of wisdom' I have to share with you.
Best wishes, as ever.
Des
This is my very first blog, ever.
As I like to be at the forefront of technology, and I like to have an 'open access' availability for my business contacts, it's time to join the world of Web-logging, popularly known as Blogging. In reality, I've probably waited too long, but now is the time to bite the bullet and move on with one of those things I've been meaning to do for quite some time.
I'll be using this blog to keep anyone who's interested in the world I live in, which is that of an Independent Mortgage Broker. Using my 27 years of experience is something I'm very proud of, as well as counting many clients, both old and new, amongst my friends. My greatest thrill is to see someone's dreams come to reality, and my occupation gives me that possibility on a regular basis.
I'll be posting things such as my latest deals (with complete anonymity of my clients, i. e no names mentioned) as well as news of what's happening in the mortgage lending world. Although the principles are the same (i.e. a mortgage is a mortgage is a mortgage), the speed at which matters move is sometimes incredible. For example, many lenders nowadays are removing their products with little more than 12 hours notice, which can be incredibly frustrating when I have a client interested in a product, only for it to be whipped away without adequate notice. Just today, I received an email from Cheltenham & Gloucester (at 1.45pm on a Friday) to say their latest range is being removed at 5pm on Saturday, and is being replaced by a yet-to-be-announced new product range on Monday (which could be higher or lower rates and/or fees, better or worse, who's to tell today!). This leaves me with under 4 hours to tell any client who I may have been recommending the C&G product range to, to arrange a Decision in Principal and sort out a Full Application. As I said, incredibly fast moving, and nearly always frustrating all round.
I think that's enough for a first post. Come back soon, and see what other 'pearls of wisdom' I have to share with you.
Best wishes, as ever.
Des
Labels: blog, independent mortgage adviser, mortgage advice, technology
posted by Des Tourick 1st Call 4 Mortgages at
16:58
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